Business owners, booked before renewal.
Your producers run every meeting.

Three parts: a monthly program fee, a one-time launch fee in month 1, and a fee for each held meeting that matches your written criteria. Programs start at $4,500 a month and the meeting fee starts at $250. The launch fee covers the setup and a compliance review of the scheduling-only script before the first call. The monthly and meeting fees depend on your niche and account size, so we confirm them on a short scoping call. A pilot runs 30 or 60 days under a spending cap you set.

We do not give legal advice, so here is what we do. Producer licensing laws cover selling, soliciting and negotiating insurance, so the caller stays out of all three. The caller introduces your agency, asks who handles the business’s insurance, when it renews and who the current carrier is, and offers time with your licensed producer. The caller never discusses coverage, never quotes, and never recommends, compares or negotiates a policy. For benefits groups, that includes plan design and savings. Those questions go to your producer, who runs every meeting. Nothing paid to us or to the caller depends on a bound policy. Before the first call, the launch work includes a compliance review of the script and the state rules that apply to your calls, and you approve the script in writing.

Calls to business lines are generally outside the do-not-call rules, but many owners answer on a mobile. So we scrub every number each month against the federal and state do-not-call lists and a litigator list, and treat every mobile as a consumer number. Every call is live and dialed by hand: no autodialer, no voicemail drops, no recorded or AI voices. We send no texts unless you hold written consent. We call only between 9 am and 8 pm in the prospect’s time zone, with no more than 3 attempts per person in 24 hours. Caller ID rings back to a line that takes do-not-call requests, any recording is announced at the start, and a stop request is honored on every channel and kept on file for 10 years.

No. This program books meetings with businesses only, for commercial property and casualty or employee benefits. We do not call consumers for personal lines, life, final expense, annuities or individual health, where the full consumer calling rules apply. We never cold call for Medicare Advantage or Part D, where federal rules ban telephone solicitation, and we stay out of 401(k) plans, which fall under securities rules. If your agency writes both personal and commercial lines, we call only for the commercial and benefits side.

We do not promise a number. Volume depends on your niche, your account size and how many accounts renew inside your window. Month 1 is mostly setup and the compliance review, and because renewals are worked months ahead, meetings build as renewals come into your window. On the scoping call we give you a planning estimate, never a guarantee, and the weekly report shows the real numbers as they come in.

One where the business owner or decision maker actually met your producer, by phone, video or in person. The meeting fee applies only when a held meeting also matches the criteria you approved in writing and the business is not already your client or an open opportunity, so a no-show, a cancellation or a mismatch is never billed. The definitions are in the agreement, not a conversation after the fact.

Quote shoppers usually come from billing per booking with no written spec. Here your criteria are written down and approved before the first call, from class of business and size to the decision maker and the renewal window. Every meeting arrives with a written brief showing how each criterion was checked, and you have 5 business days after a meeting to dispute it. An upheld dispute is settled by credit or refund.

Because the caller, the data and the tools cost the same whether a month goes well or not. Without a monthly fee, a vendor has to price that risk into a higher meeting fee or cut the work when meetings are slow. Insurance adds a second reason: many calls end with a renewal date rather than a meeting, and the monthly fee pays for that work until the renewal comes into your window. The meeting fee is charged only for held meetings that match your criteria.

The classes of business your carriers have an appetite for, the account sizes your producers want, the renewal window you want meetings in, your producers’ calendars, and a 30-minute call to agree the criteria. In month 1 we build the account list, set up the sending domains, recruit and train your caller, complete the compliance review, and send you the script and written criteria to approve. Bring a profile of your best commercial accounts or benefits groups.